Real Estate and Property Awards 2026 Specialist Mortgage & Finance Brokerage of the Year 2026 – Midlands “Behind every application is a person, family, business, or investment plan that genuinely matters.” SND Mortgages supports property investors, landlords, developers, and business owners with commercial and semi-commercial mortgages, bridging and re-bridging finance, development finance, complex buy-to-let, HMOs, multi-unit properties, holiday lets, asset finance, invoice finance, and wider business funding. The brokerage also provides regulated mortgage and protection advice to first-time buyers, home movers, remortgage clients, and families looking to secure their homes and financial futures. Whether the requirement is straightforward or involves complex expertise, SND Mortgages approaches each client with the same level of care and commitment. Its team often meets property investors, developers, and business owners who have a strong project but have struggled to explain it to the right lender. It brings together the client’s vision, the commercial reality of the transaction, and the lender’s requirements to create a funding strategy that is both ambitious and realistic. That same sense of responsibility is brought to individuals and families looking to buy, move, or protect their homes. These decisions can change the direction of a family’s life, and SND Mortgages never loses sight of the trust placed in its services. Every client receives the team’s time, persistence, and genuine commitment, whether they are buying their first home or funding a complex property development. “Our clients rarely come to us with one neat requirement,” said Nikki. “They come to us with a bigger plan, a difficult deadline, a property that needs explaining, or circumstances that require more than a standard approach. What sets SND Mortgages apart is our ability to understand that whole picture and stay personally accountable for turning it into a clear finance strategy.” SND Mortgages’ specialist focus has developed naturally over the years. As a specialist finance broker, the team has been exposed to a wide range of strategies, structures, and funding challenges that went far beyond a standard buyto-let mortgage. It saw more clients purchasing mixed-use properties, converting buildings, refinancing portfolios, using bridging finance to secure opportunities, and needing commercial finance to support their longer-term plans. No two transactions were ever the same in this space, and this exciting variety is precisely what drew SND Mortgages further into the field of specialist property finance. The team enjoyed getting underneath each deal, understanding the strategy, and finding a funding structure that supported what the client was trying to achieve. This experience has been instrumental in shaping SND Mortgages into the brokerage it is today. “We understand that a property investor does not simply need a mortgage; they need a broker who understands the purchase, the proposed works, the expected value, the rental model, the exit strategy, and how each transaction fits into their wider portfolio plan,” said Nikki. “Today, we are trusted to understand the whole transaction, challenge what needs to be challenged, and help clients establish a clear and realistic route towards their property goals.” Now, SND Mortgages’ future is centred on thoughtful, sustainable growth. Whilst the Located in Leicestershire, SND Mortgages is a financial service provider offering a range of mortgage services tailored to individual needs. The brokerage was created with a clear purpose: to support people and businesses whose circumstances do not always fit neatly into a standard lending box. We learned about this mission and more below from Mortgage Broker Nikki Kaur, as SND Mortgages is named in the Real Estate and Property Awards 2026. small team is expanding at an exciting pace, the brokerage asserts that every stage of growth will strengthen its service and protect the personal approach its clients value. Through the remainder of 2026, the team will continue to deepen its work across specialist property, commercial, and business finance, whilst further developing the support provided to residential clients, visa applicants, foreign nationals, and expats. At the same time, SND Mortgages will invest in its people, systems, compliance, and internal knowledge. As the volume and complexity of its work increases, the brokerage intends for the foundations behind SND to remain strong. This means creating clearer processes, supporting the development of its team, and ensuring that growth never comes at the expense of quality of care. As SND Mortgages is named the Midlands’s Specialist Mortgage and Finance Brokerage of the Year 2026, a spokesperson for the brokerage shared, “For the rest of 2026, our direction is clear: continue building on the trust we have earned, strengthen the areas in which SND is already making an impact, and remain open to the opportunities that naturally follow. We are ambitious about the future, but equally committed to growing with purpose and getting each stage right.” Email: [email protected] Phone: 0330 133 9679 Company: SND Mortgages Web Address: www.snd-mortgages.com
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